Business funding solutions can take many different forms and as business finance brokers we specialise in advising not only on what format to use but also which lender is best placed to meet your needs.
Whatever you buy for your business, the better your information, the better your decision. Business finance is no exception…
We’ve compiled a collection of finance guides and industry finance advice below for you to browse through.
Funding Solutions is the brainchild of two highly experienced business professionals. Ian Hepworth is a career banker well practiced in delivering cash flow funding to both SME’s and…
Invoice Finance providers typically require some form of personal security from the directors of a business. This can take the form of a personal guarantee or an indemnity that some people refer to as a fraud warranty. It is important to remember that for either to be called upon there would have to be […]
As an Invoice Finance User, Are You Really Benefiting from the Record Low Bank Base Rate? Or Are You Tied in to a Minimum Base Rate? We are seeing a lot of businesses in existing agreements where there is a minimum base rate within the agreement. We have seen these as high as 8%. When […]
We are seeing more and more lenders moving towards a 28 day rolling contract. Historically, lenders would sign clients up to a 12 month contract with a 3 month notice period. This was done on the basis that lenders costs were front loaded so they would recover these costs in an orderly manner over a […]
We can offer a genuine 100% prepayment against the gross value of invoices. In recent years we have seen the prepayment levels rise from 80% up to 90% as a norm while lenders strive to offer clients more and win market share. However, we now have the ability to offer a genuine 100% prepayment level. […]
Typically large businesses that are sensitive about their supply chain will implement a ban on assignment within their contracts. This means that suppliers cannot assign part of their contract to another business. This is typically so the the likes of the MoD or pharmaceutical companies ensure that after checking the manufacturing standards of a supplier […]
Are They Reducing? When I look back at the rates charged for invoice discounting over the years I think they probably bottomed out in 2007 just ahead of the banking crisis. The financial sector was booming and competition to win business was strong. The rates jumped back up as invoice finance was one of the […]
