Business funding solutions can take many different forms and as business finance brokers we specialise in advising not only on what format to use but also which lender is best placed to meet your needs.
Whatever you buy for your business, the better your information, the better your decision. Business finance is no exception…
We’ve compiled a collection of finance guides and industry finance advice below for you to browse through.
Funding Solutions is the brainchild of two highly experienced business professionals. Ian Hepworth is a career banker well practiced in delivering cash flow funding to both SME’s and…
We are often asked if invoice factoring is available without the need for personal guarantees. The simple answer is, ‘Yes’. Invoice factoring is available for businesses where the directors or owners do not have to offer a personal guarantee. However, in all instances a warranty or indemnity is required. By signing a warranty […]
There is a good reason why factoring companies charge minimum fees. To understand why minimum fees are charged it is important to understand how a service fee is calculated. The service fee is what the factoring company charges for running the facility. They start with an annual figure that they want to recoup and […]
Many factoring companies impose a concentration limit on their facilities. The good news is that we can provide invoice finance facilities with no concentration limit. A concentration limit is the amount of debt allowed with any one customer. For example, if you have just one customer then all your invoices will be with that […]
Starting a new recruitment business can be an exciting time. However, funding the new business can be a challenge. Thankfully, we have the solutions to help. There is lot’s of fun to be had in choosing company logos and a business name. However, the biggest challenge for a new start business is arguably funding. […]
Ban on Assignment clauses should no longer be an issue for businesses looking to secure working capital facilities by way of invoice finance. Historically, ban on assignment clauses caused a problem for invoice finance providers as the receivable or outstanding invoices could not be assigned. The good news is that new regulations have been passed […]
We are often asked, “Is invoice discounting cheaper than factoring?” It is important to understand what you are paying for in both scenarios. In some cases it may be that factoring is the cheaper option. Invoice discounting is where funding is provided against your outstanding unpaid invoices. Typically it is a confidential facility […]
