Business funding solutions can take many different forms and as business finance brokers we specialise in advising not only on what format to use but also which lender is best placed to meet your needs.
Whatever you buy for your business, the better your information, the better your decision. Business finance is no exception…
We’ve compiled a collection of finance guides and industry finance advice below for you to browse through.
Funding Solutions is the brainchild of two highly experienced business professionals. Ian Hepworth is a career banker well practiced in delivering cash flow funding to both SME’s and…
Invoice Finance providers typically require some form of personal security from the directors of a business. This can take the form of a personal guarantee or an indemnity that some people refer to as a fraud warranty. It is important to remember that for either to be called upon there would have to be […]
As an Invoice Finance User, Are You Really Benefiting from the Record Low Bank Base Rate? Or Are You Tied in to a Minimum Base Rate? We are seeing a lot of businesses in existing agreements where there is a minimum base rate within the agreement. We have seen these as high as 8%. When […]
We are seeing more and more lenders moving towards a 28 day rolling contract. Historically, lenders would sign clients up to a 12 month contract with a 3 month notice period. This was done on the basis that lenders costs were front loaded so they would recover these costs in an orderly manner over a […]
Typically large businesses that are sensitive about their supply chain will implement a ban on assignment within their contracts. This means that suppliers cannot assign part of their contract to another business. This is typically so the the likes of the MoD or pharmaceutical companies ensure that after checking the manufacturing standards of a supplier […]
Are They Reducing? When I look back at the rates charged for invoice discounting over the years I think they probably bottomed out in 2007 just ahead of the banking crisis. The financial sector was booming and competition to win business was strong. The rates jumped back up as invoice finance was one of the […]
You may be asking how much factoring will cost your business? Factoring certainly has a cost attached to it and that cost is not insignificant. Many businesses ask if factoring is expensive relative to an overdraft and the simple answer, despite many articles to the contrary, is yes it is more expensive than an overdraft […]
